.page-disclaimer {
  --disc-hair: rgba(20, 22, 26, 0.13);
  --disc-tint: #EFEAE0;
  --disc-card: rgba(255, 255, 255, 0.55);
  background: var(--paper);
  color: var(--ink);
  font-family: var(--sans);
  overflow-x: hidden;
}

.page-disclaimer .disc-hero {
  padding-top: 22px;
  border-bottom: 1px solid var(--disc-hair);
  background:
    radial-gradient(115% 88% at 94% -14%, rgba(201, 162, 39, 0.18), transparent 56%),
    radial-gradient(88% 78% at 2% -4%, rgba(200, 16, 46, 0.09), transparent 62%),
    var(--paper);
}

.page-disclaimer .disc-hero__grid {
  padding-bottom: 34px;
}

.page-disclaimer .breadcrumbs {
  margin-bottom: 22px;
}

.page-disclaimer .disc-hero__title {
  margin: 10px 0 0;
  font-family: var(--serif);
  font-size: clamp(1.9rem, 6.2vw, 3.3rem);
  font-weight: 800;
  line-height: 1.18;
  letter-spacing: -0.012em;
  max-width: 16em;
}

.page-disclaimer .disc-hero__lead {
  margin: 18px 0 0;
  max-width: 44em;
  font-size: var(--fs-18);
  line-height: 1.8;
  color: var(--charcoal);
}

.page-disclaimer .disc-hero__banner {
  margin: 0;
  border-top: 1px solid var(--disc-hair);
}

.page-disclaimer .disc-hero__banner img {
  display: block;
  width: 100%;
  height: clamp(150px, 22vw, 280px);
  object-fit: cover;
}

.page-disclaimer .disc-summary {
  list-style: none;
  margin: 0;
  padding: 6px 0 0;
}

.page-disclaimer .disc-summary__item {
  display: grid;
  grid-template-columns: 3rem minmax(0, 1fr);
  gap: 2px 14px;
  padding: 16px 0;
  border-bottom: 1px solid var(--disc-hair);
}

.page-disclaimer .disc-summary__item:first-child {
  border-top: 1px solid var(--disc-hair);
}

.page-disclaimer .disc-summary__num {
  font-family: var(--mono);
  font-size: var(--fs-14);
  color: var(--red);
  letter-spacing: 0.08em;
}

.page-disclaimer .disc-summary__text {
  font-size: var(--fs-16);
  line-height: 1.8;
  color: var(--charcoal);
}

.page-disclaimer .disc-summary__text strong {
  display: block;
  font-family: var(--sans);
  font-weight: 700;
  color: var(--ink);
  letter-spacing: 0.02em;
}

.page-disclaimer .disc-toc {
  border-top: 1px solid var(--ink);
  border-bottom: 1px solid var(--disc-hair);
  background: var(--disc-tint);
  margin-top: 40px;
}

.page-disclaimer .disc-toc__list {
  list-style: none;
  margin: 0;
  padding: 10px 0;
  display: flex;
  flex-wrap: wrap;
  gap: 4px 6px;
}

.page-disclaimer .disc-toc__link {
  display: inline-flex;
  align-items: baseline;
  gap: 8px;
  padding: 8px 12px;
  border: 1px solid transparent;
  border-radius: var(--radius);
  font-size: var(--fs-14);
  color: var(--charcoal);
  text-decoration: none;
  transition: color 0.2s var(--ease), border-color 0.2s var(--ease);
}

.page-disclaimer .disc-toc__link .mono {
  font-family: var(--mono);
  font-size: var(--fs-12);
  color: var(--red);
}

.page-disclaimer .disc-toc__link:hover,
.page-disclaimer .disc-toc__link:focus-visible {
  border-color: var(--red);
  color: var(--red);
}

.page-disclaimer .disc-toc__link:focus-visible {
  outline: 2px solid var(--red);
  outline-offset: 2px;
}

.page-disclaimer .disc-body {
  display: grid;
  gap: 44px;
  padding-top: 44px;
  padding-bottom: 56px;
}

.page-disclaimer .disc-clause {
  padding-top: 26px;
  border-top: 1px solid var(--disc-hair);
  scroll-margin-top: 88px;
}

.page-disclaimer .disc-clause:first-child {
  border-top: 2px solid var(--ink);
}

.page-disclaimer .disc-clause + .disc-clause {
  margin-top: 34px;
}

.page-disclaimer .disc-clause__head {
  display: flex;
  align-items: baseline;
  gap: 12px;
}

.page-disclaimer .disc-clause__num {
  flex: none;
  font-family: var(--mono);
  font-size: var(--fs-14);
  letter-spacing: 0.08em;
  color: var(--red);
}

.page-disclaimer .disc-clause__title {
  margin: 0;
  font-family: var(--serif);
  font-size: var(--fs-24);
  font-weight: 700;
  line-height: 1.42;
  color: var(--ink);
}

.page-disclaimer .disc-clause__list {
  list-style: none;
  margin: 14px 0 0;
  padding: 0;
  display: grid;
  gap: 8px;
}

.page-disclaimer .disc-clause__list li {
  position: relative;
  padding-left: 20px;
  font-size: var(--fs-16);
  line-height: 1.85;
  color: var(--charcoal);
}

.page-disclaimer .disc-clause__list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.86em;
  width: 10px;
  height: 1px;
  background: var(--gold);
}

.page-disclaimer .disc-compare {
  margin-top: 18px;
  display: grid;
  border: 1px solid var(--disc-hair);
  background: var(--disc-card);
}

.page-disclaimer .disc-compare__col {
  padding: 16px 18px 18px;
}

.page-disclaimer .disc-compare__col + .disc-compare__col {
  border-top: 1px solid var(--disc-hair);
}

.page-disclaimer .disc-compare__badge {
  margin: 0 0 10px;
  font-family: var(--mono);
  font-size: var(--fs-12);
  letter-spacing: 0.14em;
  color: var(--celadon);
}

.page-disclaimer .disc-compare__col--b .disc-compare__badge {
  color: var(--red);
}

.page-disclaimer .disc-compare ul {
  list-style: none;
  margin: 0;
  padding: 0;
  display: grid;
  gap: 7px;
}

.page-disclaimer .disc-compare li {
  position: relative;
  padding-left: 13px;
  font-size: var(--fs-14);
  line-height: 1.75;
  color: var(--charcoal);
}

.page-disclaimer .disc-compare li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.78em;
  width: 5px;
  height: 1px;
  background: var(--fog);
}

.page-disclaimer .disc-aside {
  border: 1px solid var(--disc-hair);
  background: var(--disc-tint);
  padding: 20px 18px 22px;
}

.page-disclaimer .disc-aside__title {
  margin: 0 0 14px;
  font-family: var(--serif);
  font-size: var(--fs-18);
  font-weight: 700;
  color: var(--ink);
}

.page-disclaimer .disc-aside__list {
  list-style: none;
  margin: 0 0 18px;
  padding: 0;
  display: grid;
  gap: 11px;
  counter-reset: discaside;
}

.page-disclaimer .disc-aside__list li {
  counter-increment: discaside;
  position: relative;
  padding-left: 24px;
  font-size: var(--fs-14);
  line-height: 1.72;
  color: var(--charcoal);
}

.page-disclaimer .disc-aside__list li::before {
  content: counter(discaside, decimal-leading-zero);
  position: absolute;
  left: 0;
  top: 0.15em;
  font-family: var(--mono);
  font-size: var(--fs-12);
  color: var(--red);
}

.page-disclaimer .disc-aside__links {
  list-style: none;
  margin: 0;
  padding: 12px 0 0;
  border-top: 1px solid var(--disc-hair);
  display: grid;
  gap: 10px;
}

.page-disclaimer .disc-aside__links a {
  display: inline-block;
  font-size: var(--fs-14);
  color: var(--ink);
  text-decoration: none;
  padding-bottom: 2px;
  border-bottom: 1px solid var(--disc-hair);
  transition: color 0.2s var(--ease), border-color 0.2s var(--ease);
}

.page-disclaimer .disc-aside__links a::after {
  content: " →";
  color: var(--red);
}

.page-disclaimer .disc-aside__links a:hover,
.page-disclaimer .disc-aside__links a:focus-visible {
  color: var(--red);
  border-color: var(--red);
}

.page-disclaimer .disc-contact {
  background: var(--ink);
  color: var(--paper);
  border-top: 2px solid var(--red);
  padding: 46px 0 52px;
}

.page-disclaimer .disc-contact__inner {
  display: grid;
  gap: 30px;
}

.page-disclaimer .disc-contact .eyebrow {
  color: var(--gold-light);
}

.page-disclaimer .disc-contact h2 {
  margin: 8px 0 0;
  font-family: var(--serif);
  font-size: clamp(1.5rem, 4.6vw, 2rem);
  font-weight: 700;
  line-height: 1.35;
  color: var(--paper);
}

.page-disclaimer .disc-contact p {
  margin: 14px 0 0;
  font-size: var(--fs-16);
  line-height: 1.85;
  color: rgba(247, 243, 236, 0.78);
}

.page-disclaimer .disc-contact__more {
  margin-top: 18px;
}

.page-disclaimer .disc-contact__more a {
  display: inline-block;
  font-size: var(--fs-14);
  letter-spacing: 0.04em;
  color: var(--gold-light);
  text-decoration: none;
  padding-bottom: 3px;
  border-bottom: 1px solid rgba(232, 217, 168, 0.5);
  transition: color 0.2s var(--ease), border-color 0.2s var(--ease);
}

.page-disclaimer .disc-contact__more a:hover,
.page-disclaimer .disc-contact__more a:focus-visible {
  color: var(--paper);
  border-color: var(--paper);
}

.page-disclaimer .disc-contact__rows {
  display: grid;
  border-top: 1px solid rgba(247, 243, 236, 0.2);
}

.page-disclaimer .disc-contact__row {
  display: flex;
  flex-wrap: wrap;
  align-items: baseline;
  gap: 6px 12px;
  padding: 13px 0;
  border-bottom: 1px solid rgba(247, 243, 236, 0.2);
}

.page-disclaimer .disc-contact__label {
  flex: none;
  width: 5.5em;
  font-size: var(--fs-12);
  letter-spacing: 0.14em;
  color: rgba(247, 243, 236, 0.58);
}

.page-disclaimer .disc-contact__val {
  flex: 1 1 12em;
  min-width: 0;
  font-family: var(--mono);
  font-size: var(--fs-14);
  line-height: 1.7;
  color: var(--paper);
  word-break: break-word;
}

.page-disclaimer .disc-contact .copy-btn {
  flex: none;
  border: 1px solid rgba(247, 243, 236, 0.35);
  border-radius: var(--radius);
  background: transparent;
  color: var(--gold-light);
  font-family: var(--sans);
  font-size: var(--fs-12);
  letter-spacing: 0.06em;
  padding: 4px 10px;
  cursor: pointer;
  transition: color 0.2s var(--ease), border-color 0.2s var(--ease);
}

.page-disclaimer .disc-contact .copy-btn:hover,
.page-disclaimer .disc-contact .copy-btn:focus-visible {
  border-color: var(--gold);
  color: var(--paper);
}

.page-disclaimer .disc-contact .copy-btn:focus-visible {
  outline: 2px solid var(--gold);
  outline-offset: 2px;
}

@media (min-width: 640px) {
  .page-disclaimer .disc-compare {
    grid-template-columns: 1fr 1fr;
  }

  .page-disclaimer .disc-compare__col + .disc-compare__col {
    border-top: 0;
    border-left: 1px solid var(--disc-hair);
  }

  .page-disclaimer .disc-contact__row {
    flex-wrap: nowrap;
  }
}

@media (min-width: 900px) {
  .page-disclaimer .disc-hero {
    padding-top: 28px;
  }

  .page-disclaimer .disc-hero__grid {
    padding-bottom: 42px;
  }

  .page-disclaimer .disc-toc {
    margin-top: 48px;
  }

  .page-disclaimer .disc-body {
    padding-top: 56px;
    padding-bottom: 72px;
  }

  .page-disclaimer .disc-contact__inner {
    grid-template-columns: minmax(0, 1fr) minmax(0, 430px);
    gap: 56px;
    align-items: start;
  }

  .page-disclaimer .disc-contact {
    padding: 56px 0 62px;
  }
}

@media (min-width: 1024px) {
  .page-disclaimer .disc-body {
    grid-template-columns: minmax(0, 1fr) 276px;
    gap: 68px;
    align-items: start;
  }

  .page-disclaimer .disc-aside {
    position: sticky;
    top: 92px;
  }
}

@media (max-width: 420px) {
  .page-disclaimer .disc-summary__item {
    grid-template-columns: 2.4rem minmax(0, 1fr);
    gap: 2px 10px;
  }

  .page-disclaimer .disc-clause__list li {
    font-size: var(--fs-14);
  }
}

@media (prefers-reduced-motion: reduce) {
  .page-disclaimer .disc-toc__link,
  .page-disclaimer .disc-aside__links a,
  .page-disclaimer .disc-contact__more a,
  .page-disclaimer .disc-contact .copy-btn {
    transition: none;
  }
}

@media print {
  .page-disclaimer {
    background: #fff;
    overflow: visible;
  }

  .page-disclaimer .disc-hero__banner,
  .page-disclaimer .disc-toc,
  .page-disclaimer .disc-aside,
  .page-disclaimer .disc-contact__more {
    display: none;
  }

  .page-disclaimer .disc-body {
    display: block;
    padding-block: 16px;
  }

  .page-disclaimer .disc-contact {
    background: none;
    color: var(--ink);
    border-top: 1px solid var(--ink);
    padding: 20px 0;
  }

  .page-disclaimer .disc-contact h2,
  .page-disclaimer .disc-contact__val {
    color: var(--ink);
  }

  .page-disclaimer .disc-contact p {
    color: var(--charcoal);
  }

  .page-disclaimer .disc-contact .copy-btn {
    display: none;
  }
}
<<<END>>>